Terms of Service

Quick Merchant Accounts provides merchant account support for businesses seeking payment processing solutions.

Our website allows businesses and referral partners to submit inquiries, request information, and connect with our team regarding available merchant account options.

Final approval, pricing, reserves, processing terms, and onboarding timelines may depend on underwriting review and applicable service provider requirements. Submitting information through our website does not guarantee approval or create an active payment processing account.

Submitting a form, requesting a quote, or starting a Pre-Check does not guarantee that your business will be approved for a merchant account or payment processing services.

Any timelines, rates, reserve estimates, approval potential, or processing options shown on the website are for general informational purposes only and may vary based on your business type, industry, location, processing history, chargeback profile, documentation, compliance status, and other underwriting factors.

Our website may include forms such as:

• Get Free Quote
• Apply Now / Merchant Account Pre-Check
• Contact Us
• Become a Partner / Referral Partner
• Other lead or inquiry forms

When you submit information through our website, you agree that the information you provide is accurate, complete, current, and not misleading.

You authorize QMA to review your submission, contact you about merchant account options, request additional information, and, where appropriate, share your submission with processors, acquiring banks, underwriting partners, referral partners, CRM providers, automation providers, or other service providers involved in evaluating or responding to your request.

QMA may decline to respond to, route, or process any submission that appears incomplete, false, spam-related, abusive, illegal, unsupported, or outside our business focus.

QMA may help review your business profile and identify potential processing options. This may include reviewing your industry, website, products or services, monthly volume, average ticket, current or previous processor, chargeback history, refund history, processing geography, ownership information, compliance materials, and other relevant details.

Any review performed by QMA is preliminary and does not replace formal underwriting by a processor, acquiring bank, sponsor bank, or other financial institution.

Processors or partners may require additional documents, including but not limited to business registration documents, identification, bank statements, processing statements, product information, website policies, fulfillment details, chargeback data, and compliance materials.

Any pricing, rate, fee, reserve, or settlement information on the website is provided for general informational purposes only.

Actual terms may vary and may include processing rates, transaction fees, monthly fees, gateway fees, chargeback fees, rolling reserves, capped reserves, volume limits, settlement delays, compliance requirements, or other conditions.

You are responsible for reviewing and understanding any merchant processing agreement, pricing schedule, reserve requirement, and processor terms before signing or accepting any services.

QMA is not responsible for any fees, reserves, holds, chargebacks, penalties, processor decisions, account closures, settlement delays, or underwriting decisions imposed by third-party processors, acquiring banks, payment facilitators, gateways, or other service providers.

Our website may reference or connect you with third-party processors, acquiring banks, gateways, underwriting partners, referral partners, CRM tools, analytics providers, spam protection tools, form providers, automation platforms, or other service providers.

Third-party services are governed by their own terms, privacy policies, underwriting rules, pricing, and compliance requirements. QMA is not responsible for the actions, omissions, policies, decisions, errors, delays, or performance of any third party.

Your use of any third-party service is at your own risk and subject to the applicable third-party terms.

Information provided on our website is for general informational and business purposes only.

QMA does not provide legal, tax, accounting, financial, compliance, or regulatory advice. You should consult qualified professionals before making legal, financial, tax, compliance, or business decisions.

By using our website or submitting information, you agree that you will not:

• Provide false, misleading, fraudulent, or incomplete information
• Submit information for an illegal, prohibited, or unauthorized business
• Use the website for spam, scraping, abuse, or malicious activity
• Attempt to interfere with website security, forms, analytics, or functionality
• Impersonate another person or business
• Violate applicable laws, card network rules, processor requirements, or third-party rights
• Upload or submit malware, harmful code, or unlawful content

You are responsible for ensuring that your business, website, products, services, claims, marketing practices, billing practices, refund policies, fulfillment practices, and customer communications comply with applicable laws and processor requirements.

QMA may choose not to support or promote certain industries, business models, products, services, countries, or activities.

Even if a business category is listed on our website, this does not mean that every merchant in that category will be accepted or approved. Some categories may require additional documentation, compliance review, licensing, geographic limitations, specialized underwriting, or offshore review.

QMA reserves the right to decline, reject, or stop reviewing any inquiry at any time.

All website content, text, graphics, design elements, logos, layouts, forms, page structure, icons, and other materials on QuickMerchantAccounts.com are owned by or licensed to QMA unless otherwise stated.

You may view and use the website for your own legitimate business inquiry. You may not copy, reproduce, modify, distribute, sell, scrape, reverse engineer, or exploit any part of the website without written permission from QMA.

We aim to keep the website available, accurate, and useful, but we do not guarantee that the website will always be available, error-free, secure, complete, current, or uninterrupted.

We may update, remove, modify, suspend, or discontinue any part of the website at any time without notice.

Website content may include outdated information, errors, omissions, or general examples that do not apply to your specific business.

By submitting a form or contacting QMA, you agree that we may contact you by email, phone, or other communication methods using the information you provide.

We may contact you about your inquiry, quote request, Pre-Check, application next steps, additional information needed, partner opportunities, or related merchant account options.

You may request that we stop sending marketing communications, but we may still contact you regarding active inquiries, service-related matters, legal requirements, or previous communications.

Your use of the website is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how we collect, use, share, and protect information submitted through the website.

The website and all related content are provided on an “as is” and “as available” basis.

QMA makes no warranties, representations, or guarantees of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, availability, accuracy, approval, processing stability, or business outcome.

We do not guarantee that:

• You will be approved for a merchant account
• You will receive a specific rate or reserve structure
• You will be onboarded within a specific timeline
• A processor will accept your industry or business model
• Your funds will not be held by a processor
• Your account will not be reviewed, restricted, terminated, or closed by a third party
• Any payment processing relationship will remain available or unchanged

To the maximum extent permitted by law, Quick Merchant Accounts is not responsible for indirect or consequential losses, including lost profits, lost revenue, business interruption, or loss of data.

QMA is not responsible for third-party decisions or actions, including processor approvals, declines, pricing, reserves, held funds, settlement timing, account restrictions, or account closures.

Any liability related to the website or these Terms will be limited to the amount paid directly to QMA for the specific service giving rise to the claim, if any.

For questions about these Terms, contact us at:

• Quick Merchant Accounts
• 2029 Century Park East, Suite 400
• Los Angeles, CA 90067
• Phone: (888) 867-6922
• Email: [email protected]
• Website: QuickMerchantAccounts.com