Legal

Privacy Policy

Effective Date: June 1, 2025  |  Last Updated: June 1, 2025

Quick Merchant Accounts (“QMA,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit QuickMerchantAccounts.com, submit a form, request a quote, apply for merchant account review, contact us, or otherwise interact with our website and services.

By using our website or submitting information to us, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide through our website forms, including but not limited to:

  • First and last name
  • Business email address
  • Phone number
  • Business name
  • Business website
  • Industry or business type
  • Estimated monthly processing volume
  • Country or processing location
  • Current or previous payment processor
  • Processing history, chargeback information, or account closure details
  • Message content submitted through contact forms
  • Referral partner or ISO-related information
  • Any other information you choose to provide

We may also collect technical and usage information automatically when you visit our website, including:

  • IP address
  • Browser type
  • Device type
  • Pages visited
  • Referring website or traffic source
  • Form interactions
  • CTA clicks
  • Session behavior
  • Approximate location based on technical data
  • Cookies and similar tracking technologies

2. How We Use Your Information

We may use the information we collect to:

  • Respond to your quote request, application inquiry, or contact request
  • Review whether your business may be a fit for merchant account options
  • Evaluate potential domestic, offshore, high-risk, MOTO, recurring billing, gateway, or other processing solutions
  • Contact you about merchant account options, next steps, required documents, pricing, reserves, or underwriting review
  • Route qualified inquiries for processor, partner, or underwriting review
  • Maintain internal lead records, CRM entries, or lead tracking sheets
  • Improve our website, forms, user experience, and marketing performance
  • Monitor website analytics, traffic sources, and conversion events
  • Prevent spam, fraud, abuse, or unauthorized activity
  • Comply with legal, regulatory, security, and business obligations

Submitting a form does not guarantee approval for a merchant account. Final approval, pricing, reserves, processing terms, and onboarding timelines are subject to processor and underwriting review.

3. How We Share Information

We may share your information with trusted third parties when necessary to operate our business or evaluate your request.

We do not sell your personal information for money. However, some privacy laws may define certain analytics, advertising, or tracking activities as “sharing” or “selling.” Where required by law, you may have the right to opt out of such activities.

4. Cookies and Tracking Technologies

Our website may use cookies, pixels, tags, scripts, and similar technologies to:

  • Keep the website functional
  • Understand how visitors use the website
  • Measure CTA clicks, form starts, and form submissions
  • Improve content, page structure, and user experience
  • Support analytics and future advertising or remarketing campaigns
  • Protect forms from spam or automated abuse

We may use tools such as Google Analytics, Google Search Console, Microsoft Clarity, Cookiebot or similar consent tools, Cloudflare Turnstile, reCAPTCHA, CRM tools, and automation platforms.

You can control cookies through your browser settings. If we use a cookie consent banner, you may also manage your preferences through that banner.

5. Analytics and Session Recording Tools

We may use analytics and behavior tools to understand how visitors interact with our website. These tools may collect information such as pages visited, clicks, scrolling, device type, browser type, and approximate location.

Where session recording or heatmap tools are used, we aim to configure them to avoid collecting sensitive form field content whenever reasonably possible.

6. Form Consent

When you submit a form on our website, you agree that Quick Merchant Accounts may use the information provided to contact you regarding merchant account options.

You also understand that final approval, pricing, reserves, processing terms, and onboarding timelines are subject to processor and underwriting review.

7. Email and Communications

We may contact you by email, phone, or other communication methods based on the information you provide. Communications may include:

  • Responses to your inquiry
  • Requests for additional information
  • Merchant account review updates
  • Quote or application next steps
  • Partner or referral follow-up
  • Relevant service information

You may request that we stop contacting you for marketing purposes by following the unsubscribe instructions in our emails or by contacting us directly.

8. Data Retention

We retain information for as long as reasonably necessary to:

  • Respond to your inquiry
  • Evaluate your merchant account request
  • Maintain business records
  • Support CRM and lead tracking
  • Comply with legal, regulatory, tax, accounting, fraud prevention, or reporting obligations
  • Resolve disputes or enforce agreements

When information is no longer needed, we may delete, anonymize, or archive it according to our internal practices.

9. Data Security

We use reasonable administrative, technical, and organizational measures to help protect information from unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, email, form, database, or online transmission is completely secure. You submit information at your own risk.

10. Your Privacy Rights

Depending on your location, you may have certain privacy rights, including the right to:

  • Request access to personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information
  • Request restriction or objection to certain processing
  • Opt out of certain marketing communications
  • Opt out of certain sharing or targeted advertising where applicable
  • Request a copy of your information where required by law

To exercise these rights, contact us using the information below. We may need to verify your identity before processing your request.

11. California Privacy Notice

If you are a California resident, you may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

We may collect the following categories of personal information:

  • Identifiers, such as name, email, phone number, IP address, and business contact details
  • Commercial information, such as business type, processing volume, processor history, and requested services
  • Internet or network activity, such as website usage, pages visited, and form interactions
  • Geolocation data, limited to approximate location based on IP address
  • Professional or business-related information, such as company name, role, industry, and referral partner details
  • Inferences, such as lead scoring, fit assessment, or service interest based on submitted information

We use this information for the purposes described in this Privacy Policy, including responding to inquiries, evaluating merchant account options, improving the website, preventing fraud, and supporting business operations.

California residents may request access, correction, deletion, or opt-out rights where applicable by contacting us.

12. International Users

Quick Merchant Accounts is based in the United States. If you access our website from outside the United States, your information may be transferred to, stored in, or processed in the United States or other countries where our service providers operate.

By using our website or submitting information, you understand that your information may be processed outside your country of residence.

13. Third-Party Links

Our website may contain links to third-party websites, processors, partners, platforms, or resources. We are not responsible for the privacy practices, content, or security of third-party websites.

You should review the privacy policies of any third-party website you visit.

14. Children’s Privacy

Our website and services are intended for businesses and adults. We do not knowingly collect personal information from children under 13 years old.

If you believe a child has provided us with personal information, please contact us and we will take appropriate steps to delete it.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date above.

Your continued use of our website after changes are posted means you accept the updated Privacy Policy.

16. Contact Us

For questions about this Privacy Policy or to exercise privacy rights, contact us at:

  • Quick Merchant Accounts
  • 2029 Century Park East, Suite 400
  • Los Angeles, CA 90067
  • Phone: (888) 867-6922
  • Email: [email protected]
  • Website: QuickMerchantAccounts.com