Partner Program
Become a Partner. Earn Residuals.
Join our referral partner network and earn ongoing residual income by connecting high-risk or low risk merchants with the processing solutions they need.
Why Partner With QMA
A Partner Program Built for Growth
We've built our partner program to be transparent, rewarding, and easy to work with, so you can focus on growing your referral business.
Competitive Residuals
Earn ongoing residual income for every merchant you refer. Our commission structure rewards long-term partnerships.
Broad merchant account support
Our banking network gives your referred merchants a strong chance of approval — even in high-risk categories.
High-risk experience when needed
When a merchant is declined, considered high-risk, dealing with held funds, or struggling with chargebacks, QMA can help review the situation and identify possible next steps.
Consultative review process
We help merchants understand what information is needed, what may affect approval, and which processing path may be suitable.
Clear communication
QMA keeps the process practical and underwriting-aware, without overpromising approval, pricing, or timelines.
Long-Term Relationships
We build lasting partnerships — not one-off deals. Your merchants stay with us, and your residuals keep growing.
Who Can Partner
Who We Work With
Our partner program is open to a wide range of professionals who work with businesses that need payment processing.
Independent Sales Organizations (ISOs)
Registered ISOs looking to expand their portfolio with a reliable processing partner.
Merchant Services Agents
Individual agents who want to refer merchants they can't place with their current processor.
Business Consultants & Advisors
Consultants who work with businesses in low risk and high-risk industries and want to offer payment processing solutions.
Web Developers & Agencies
Agencies building e-commerce sites for clients who need a reliable payment processing referral.
Financial Brokers
Brokers who work with businesses seeking financing and payment solutions simultaneously.
Industry Associations
Trade associations and industry groups looking to offer merchant account solutions as a member benefit.
Apply Now
Become a Partner
Fill out the form and a member of our partner team will review your inquiry and reach out within 2–3 business days to discuss the program.
- 1
Submit the partner form
Tell us about your business, the types of merchants you work with, and how you usually refer opportunities.
- 2
QMA reviews your partner fit
We review your partner profile, merchant categories, expected referral volume, and preferred collaboration model.
- 3
Refer merchants
Once the relationship is confirmed, you can send merchant opportunities to QMA for review.
- 4
Merchant is reviewed
QMA evaluates the merchant's business type, geography, processing history, risk factors, and available processing paths.
- 5
Next step is confirmed
Qualified merchants can be moved toward application, document collection, processor review, or boarding.
Common Questions
Partner Program FAQ
How does the referral commission work?
You earn a percentage of the processing revenue generated by each merchant you refer. Residuals are paid monthly and continue for as long as the merchant processes with us.
Is there a cost to become a partner?
No. There is no fee to join our partner program. We review all applications and will reach out to discuss the program details once approved.
How long does partner approval take?
We typically review partner applications within 2–3 business days and will contact you to schedule an introductory call.
Do I need to be a registered ISO?
No. We work with registered ISOs, independent agents, consultants, agencies, and other referral partners. The program structure may vary based on your registration status.
What industries can I refer?
You can refer merchants in any industry — standard or high-risk. We specialize in high-risk categories where most processors decline, which is where our approval rates stand out.
Have more questions about the partner program?
Contact our partner team